Bank Vault RTP and Volatility
Bank Vault is a 5-reel, 25-payline video slot developed by SpinPlay Games and released on 11 January 2022. The published RTP sits at 96.33%, which places it squarely in the average band for the Games Global portfolio. One source classifies volatility as medium, another as medium-high. In practical terms, expect a session profile somewhere between steady base game returns and occasional larger spikes from the bonus mechanics.
Bet range runs from 0.20 to 25.00 per spin. The theoretical maximum win is quoted at 10,000x stake, achievable only when the Cash Wheel multiplier reaches x4 and combines with the top-tier Diamond Dollar scatter payout of 2,500x. Without that multiplier, the ceiling drops considerably. Total max winnings are listed at 250,000 in currency units, which aligns with a 25.00 max bet multiplied by the 10,000x cap.
Symbols and Paytable in Bank Vault
The paytable contains 11 symbols across a standard 5x3 grid. The Wild is the highest-paying regular symbol at 4x, 10x, and 40x stake for three, four, or five of a kind respectively. It substitutes for all standard pay symbols. Below the Wild, the top-tier symbol (diamond) pays 1x, 3x, and 10x for three to five matches. Diamond variants with double or triple configurations pay 6x and 10x at five of a kind.
Lower-value symbols return between 0.1x and 0.8x for three of a kind, scaling to 1x-2x for five of a kind. The paytable is flat by modern standards. A five-of-a-kind low symbol at 1x stake is underwhelming and means the base game leans heavily on feature triggers for meaningful returns. The Diamond Dollar scatter and Cash Wheel bonus symbol are the two special icons driving the feature set.
Three to nine Diamond Dollar scatters landing anywhere on the reels trigger instant cash prizes. The payout ladder is: 1x (3 scatters), 5x (4), 15x (5), 50x (6), 100x (7), 500x (8), and 2,500x (9). These are fixed amounts, not spins or features, so they resolve immediately. Reaching seven or more scatters in a single spin is where the real weight sits, though frequency data is not published.
Symbol Payouts
| Symbol | Payout |
|---|---|
 | 9 → x2500 |
| 8 → x500 | |
| 7 → x100 | |
| 6 → x50 | |
| 5 → x15 | |
| 4 → x5 | |
| 3 → x1 | |
 | Wild |
| 5 → x40 | |
| 4 → x10 | |
| 3 → x4 | |
 | 5 → x10 |
| 4 → x3 | |
| 3 → x1 | |
 | 5 → x6 |
| 4 → x2 | |
| 3 → x0.8 | |
 | 5 → x4 |
| 4 → x1.6 | |
| 3 → x0.6 | |
 | 5 → x2 |
| 4 → x0.8 | |
| 3 → x0.4 | |
 | 5 → x2 |
| 4 → x0.8 | |
| 3 → x0.4 | |
 | 5 → x1.5 |
| 4 → x0.5 | |
| 3 → x0.2 | |
 | 5 → x1 |
| 4 → x0.3 | |
| 3 → x0.1 | |
 | 5 → x1 |
| 4 → x0.3 | |
| 3 → x0.1 | |
 | 5 → x1 |
| 4 → x0.3 | |
| 3 → x0.1 | |
 | 5 → x1 |
| 4 → x0.3 | |
| 3 → x0.1 | |
 | Scatter |
Bank Vault Bonus Features and Cash Wheel
The central mechanic is the Cash Wheel, triggered by landing three bonus symbols (green and gold vault door icons) on reels 1, 3, and 5 simultaneously. The wheel sits above the main grid and awards one of three outcomes: a Diamond Dollar prize, up to 30 free spins, or the proprietary Cash Catch feature. Every wheel spin also assigns a multiplier of x2, x3, or x4 that applies to whichever prize is awarded.
The Cash Catch feature is an interactive pick-style game where flying cash symbols are grabbed for random prize values. The total collected amount is then multiplied by whatever the wheel assigned. Free spins operate on the same reel set as the base game, but all wins during the round receive the wheel multiplier. With an x4 multiplier active, the Diamond Dollar scatter prizes scale from 4x up to 10,000x stake at nine scatters.
Bank Vault Overall Assessment
Bank Vault is a competent but unremarkable scatter jackpot slot from SpinPlay Games. The 96.33% RTP is acceptable, and the 10,000x ceiling is respectable within the genre. However, that top payout requires both a maximum scatter count and a x4 multiplier from the Cash Wheel, making it a low-probability event. The base game paytable is thin, with five-of-a-kind wins on low symbols barely returning stake.
The Cash Catch mechanic adds minor novelty but does not fundamentally change the maths model. Without the wheel multiplier, the instant scatter prizes top out at 2,500x, which is decent but not competitive with higher-volatility alternatives in the same category. Players who prefer medium-variance sessions with a structured bonus path will find it serviceable. Those chasing larger single-hit potential may find the unboosted prize tiers lacking.
In-Game Screenshots
Bank Vault FAQ
Bank Vault — Comparison
| Game | RTP | Volatility | Max Win | Rating |
|---|---|---|---|---|
| 96.33% | Average | x10000 | 7 | |
| 96.44% | High | x10000 | ||
| 96.33% | Average | x5300 | ||
| 96.47% | Average | x5000 | ||
| 96.4% | Average | x5000 | 7.3 | |
| 95.22% | 94.04% | 92.04% | High | x2113 | 5.3 | |
| 96.47% | Average | 7 | ||
| 96.6% | Low | x300 | 5 | |
| 96.77% | Average | x800 | 5.5 | |
| 96.88% | High | x3200 | 6 | |
| 96.30% | High | x6250 | 6 | |
| 96.88% | High | x3181 | 6 | |
| 96.89% | High | x11363 | 6 | |
| 96.33% | High | x5300 | ||
| 96.20% | High | x5000 | ||
| 96.70% | Average | x2597 | 5.5 | |
| 96.10% | High | x6601 | 5.5 | |
| 96% | High | x1807 | 5 | |
| 96.7% | Average | x6031 | 6.5 | |
| 96.45% | High | x16000 | 5.5 | |
| 96.80% | Average | x450 | 5 | |
| 96.53% | High | x13175 | 6 | |
| 96.6% | High | x25000 | 5 | |
| 96.75% | Average | x3082 | 4.5 | |
| 96.7% | Average | x2597 | 4 | |
| 96% | High | x5000 | 7.5 | |
| 95.68% | High | x2484 | 8 | |
| 95.74% | High | x5000 | 6 | |
| 96.14% | High | x21026 | 6 | |
| 96.15% | High | x24185 |
